About Us

Home Team Lending

is built on firsthand experience as homeowners and investors.


Home Team Lending is powered by the operational expertise of GoRascal, a leader in sales and operations known for delivering efficient, results-driven solutions. With years of industry experience, GoRascal provides the foundation for streamlined processes, ensuring clients get the best lending experience—faster, smoother, and tailored to their needs.


At the helm is Rob DiGiore, a seasoned expert in the lending and operations space. Rob’s vision for simplifying lending processes and his extensive network of wholesale lenders make Home Team Lending a trusted partner for homeowners and investors alike. His leadership ensures that every client receives personalized service backed by the strength of proven operational systems.


Our focus? Delivering tailored lending solutions with transparency, speed, and exceptional service.

Most home loan options weren’t built for investors and homeowners looking to expand their real estate portfolio quickly. Traditional lenders rely on outdated methods that focus too much on personal income and debt-to-income ratios, making it harder to secure funding.


That’s why we created a smarter lending solution—one that prioritizes your property’s value and earning potential rather than just your finances. No more tax returns, personal income statements, or unnecessary hurdles. With a streamlined process and fewer restrictions, we make it easier to access the funding you need and scale without limits.

Home Team Lending  isn’t your typical lender—we skip the complicated jargon and fine print to give you straightforward, no-nonsense financing. No hidden fees, no hoops to jump through, just real solutions designed to help you grow.


We know every investor’s needs are different, so we offer flexible options for short-term rentals, long-term investments, renovations, and new construction. Whether you're an individual investor or a corporate entity, we have solutions that fit. Protecting and expanding your portfolio should be simple, and we’re here to make that happen—without the hassle.

What can our team do to help you?

Your goals deserve a better path.


Created by people who understand the needs of homeowners and investors firsthand. Whether you're buying your dream home, investing in your next property, or refinancing for better opportunities, we’re here with tailored solutions to make it easy.


Better Loan Options

Wholesale Lending Advantage

“More Choices. Lower Costs.”


Access loan products from over 50 wholesale banks and lenders. Unlike retail lenders, we pass wholesale savings directly to you, offering lower interest rates, reduced fees, and flexible solutions tailored to your needs.


Key Highlights:


  • Wholesale pricing for lower rates and costs.
  • Access to a variety of loan types: Conventional, FHA, VA, and more.
  • Custom loan solutions tailored for homeowners and investors.


Built to Scale

Backed by Big Brokerage Power

“Scalable Lending, Personalized Service.”


With the support of a large brokerage, we’re able to handle high volumes without sacrificing the personal service you deserve. That means faster approvals, exclusive lending options, and the resources to scale with your growing needs—whether you’re securing your first property or building a portfolio.


Key Highlights:


  • Big brokerage access = more lending options.
  • Faster processing with personalized guidance.
  • Flexible solutions for buyers and investors at every level.


Seamless Process Management

Wholesale Lending Advantage

“Your Loan Journey, Managed with Care.”


From application to closing, we ensure every step of your loan process runs smoothly. Our transparent handoff system and real-time pipeline reviews mean you’ll always know where you stand, with expert support guiding you at every stage.


Key Highlights:


  • Smooth handoffs between processing stages.
  • Real-time progress tracking for complete transparency.
  • Streamlined approvals with fewer delays.


MEET

Our Team

Elliott Caldwell

Co-Founder

Michael Elefante

Co-Founder

Kyle Murphy

COO

Sam Arnita

CRO

"Our team is the heart of seamless property management, delivering outstanding service

and maximizing value for every owner and guest."

Wondering if you qualify for investment property financing in your area?


We offer lending services in all 50 states!


FIND OUT MORE
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