PRIMARY RESIDENCE
LOANS SIMPLIFIED
We’re real estate investors and entrepreneurs just like you. We understand the challenges of securing financing for short-term rentals when traditional lenders don’t quite fit the bill. That’s why we built Home Team Lending—to provide investor-friendly financing solutions for both short-term and long-term rentals. Ready to grow your real estate portfolio with a lender that gets it?
Questions?
We’ve got answers.
Whether you’re navigating your first short-term rental investment or scaling your portfolio, our Home Team Lending team is here to guide you every step of the way. From pre-approval to closing, we simplify the lending process, fast, and tailored to your goals.
Let us know how we can help—your next investment is just a conversation away.
Our Process
INQUIRY
Request a quote, and we’ll provide a personalized analysis. Our team works hard to secure the best terms and rates.
PREPARATION
We’ll help gather documents with a clear checklist. Everything you need will be ready for smooth submission to underwriting review.
UNDERWRITING
Once documents are submitted, we’ll order the appraisal. Underwriting begins a detailed review to ensure everything meets lending guidelines.
FUNDING
Finalize your documents and prepare to close. After signing, the deal is complete and your funding is officially secured.
We understand what matters to investors
Transparency
We keep it straightforward—no fluff, no confusion, just transparent communication in plain English. We’re not a traditional bank buried in complex jargon and hidden fees.
Common Sense
We make financing easy by focusing on three essential factors: the property’s income, your FICO score, and your liquidity. No red tape, no complicated requirements—just a simple, investor-friendly approach.
Versatility
Our solutions also include financing for long-term rentals, primary residences, rehab, remodel, construction projects, and BRRRR take-outs, tailored to support a variety of investment strategies.
Privacy & Protection
Protecting your identity and assets is a top priority for investors. That’s why our offerings extend beyond individual solutions to include corporate entity options, ensuring comprehensive protection.
Entrepreneurs looking to build their rental and investment property portfolios need more than one-size-fits-all financing. We offer solutions that empower investors to scale on their terms.
Working alongside our capital partners, we designed a program that bases loan approvals on a property’s income—not the investor’s personal finances. That means no more frustrating DTI restrictions, just limitless opportunities to grow. Our loan process is straightforward, efficient, and completely free of tax return or personal income statement requirements.
WHERE WE LEND
Lending Map
We offer lending services in all 50 states!
Maximize your short-term rental (STR) potential with Home Team Lending, the trusted partner for property investors. Whether you're purchasing your first Airbnb or scaling your portfolio, we specialize in tailored loan solutions designed to help you grow. With competitive rates, fast approvals, and industry expertise, we make financing your STR simple, seamless, and stress-free. Let Home Team Lending turn your rental dreams into profitable realities.
