PRIMARY RESIDENCE

LOANS

Simplified

We’re real estate investors and entrepreneurs just like you. We understand the challenges of securing financing for short-term rentals when traditional lenders don’t quite fit the bill. That’s why we built  Home Team Lending—to provide investor-friendly financing solutions for both short-term and long-term rentals. Ready to grow your real estate portfolio with a lender that gets it?

Our Process

INQUIRY

Request a quote, and we'll provide a thorough analysis to secure the best terms and rates available for you.

PREPARATION

Home Team Lending will help you gather the necessary documents with a clear checklist, ensuring a seamless submission to the underwriting team for processing.

UNDERWRITING

Once your initial paperwork is in, your account executive will order the appraisal, and underwriting will begin their thorough review process.

FUNDING

Finalize your documents, sign, and close the deal!

We understand what matters to investors



Transparency 

We keep it straightforward—no fluff, no confusion, just transparent communication in plain English. We’re not a traditional bank buried in complex jargon and hidden fees.

Common Sense

We make financing easy by focusing on three essential factors: the property’s income, your FICO score, and your liquidity. No red tape, no complicated requirements—just a simple, investor-friendly approach.

Versatility

Our solutions also include financing for long-term rentals, primary residences, rehab, remodel, construction projects, and BRRRR take-outs, tailored to support a variety of investment strategies.

Privacy & Protection

Protecting your identity and assets is a top priority for investors. That’s why our offerings extend beyond individual solutions to include corporate entity options, ensuring comprehensive protection.

Contact Us

Entrepreneurs looking to build their rental and investment property portfolios need more than one-size-fits-all financing. We offer solutions that empower investors to scale on their terms.


Working alongside our capital partners, we designed a program that bases loan approvals on a property’s income—not the investor’s personal finances. That means no more frustrating DTI restrictions, just limitless opportunities to grow. Our loan process is straightforward, efficient, and completely free of tax return or personal income statement requirements.

GET A QUOTE


WHERE WE LEND

Lending Map


We offer lending services in all 50 states!

Maximize your short-term rental (STR) potential with Home Team Lending,

the trusted partner for property investors. Whether you're purchasing your first Airbnb or scaling your portfolio, we specialize in tailored loan solutions designed to help you grow. With competitive rates, fast approvals, and industry expertise, we make financing your STR simple, seamless, and stress-free. Let Home Team Lending turn your rental dreams into profitable realities.

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